Perspectives on Life & Business

Jack and Jill
Went up the hill
Their first home to buy.

Smiling bright,
In the sunlight,
Anticipation in their eye.

Jill's parents gifted them some money,
And with it, they were good and ready
To use a traditional 20% down payment,
Hoping never again to have to pay rent.

The first order of business that entered their head
Was to find a CMPS, who heard their plans and said,
"Wait a minute, before you pull the trigger...
I have a strategy you may want to consider."

So Jack and Jill sat back and listened,
To what their CMPS pro suggested.
"You have some other debt," said she,
"Let me explain this concept.

You see...

"The debt carries much higher interest rates.
Of course, on your nerves, I know that grates!
Secondly, it's a burden on your cash flow...
Which one's more important, only you know...

"So listen, dears, it may be beneficial,
And make this process more official,
To use some of your down payment money,
And pay off all this other debt, honey!

"This way, when you pay your bills,
You can climb the rest of life's hills,
With less payments and more cash
To keep in your kids' college stash.

"You'll have a jump start toward proper budgeting
And more protection against financial worrying."
"How can this be possible?!" asked incredulous Jack,
While Jill wondered how her parents would react.

The friendly CMPS pro replied
With proud delight in her eyes,
"To get you into the home, indeed,
A 3.5% down payment is all we need!"

"But why only 3.5% down?" asked a confused Jill.
"Well, actually, it is our federal government's will!
Their FHA program allows this wonderful feat!
Now you and your dream home can finally meet."

So Jack and Jill, excitement throbbing in their hearts,
Found Mom and Dad overjoyed at their new start.
Yes, upon hearing Jack and Jill's thrilling news,
Jill's parents proclaimed, "We're proud of you!"

The whole family jumped up and down in bliss,
But still, their inquiring minds did not miss
That no one in the press or media,
Ever mentioned this wonderful idea!

But, every month when they paid their bills,
Gratitude filled this pair of Jack and Jills.
The happy couple breathed sighs of relief
While all their neighbors were full of grief.

Only those CMPS clients are equipped
To face this market and not be whipped
By the wild financial hurricanes and storms
Which have been stealing the calm from our homes,

And threatening our happiness
By bringing us unwanted stress.
So, avoid the fate of financial disaster,
And fill your home with joy and laughter:

Talk to a CMPS Advisor today,
And your financial fears, allay.
Click on this trusty CMPS link
And avoid falling off the brink...

Jack and Jill
Lived on the hill,
In happiness and laughter;

Smiling bright,
In the sunlight,
Happily ever after...

 

By: Gibran Nicholas and Jihan Maria Nicholas